How Can We Help You Grow Your Business?
Our real estate journey began in 2008 when my twin brother and I inherited our first property from our grandmother. She gifted it to us with a tenant already in place, but the story of this home started long before we owned it. Back in 1968, our grandmother acquired this house through a government program. The city needed to build a road and appraised her original property, allowing her to purchase a larger, stronger, all-concrete home at the same price. She never lived in it—she saw its potential as an investment and kept it as a rental for decades. That single decision planted the seed for what would become our family’s real estate legacy. For years, we managed the property as a long-term rental, learning firsthand the power of passive income. In 2018, we used the cash flow from this property to purchase our second investment—a $10K fixer-upper from a kind neighbor I call my “second mom.” She believed in us so much that she offered the property with $0 down for one year. This was our first rehab project, and once completed, it became another cash-flowing rental. By 2023, we refinanced our first property and used the funds to acquire two more properties—one as a long-term rental (LTR) and the other as a short-term rental (STR) on Airbnb.
What makes our journey unique is that we’ve never used our own money to invest—just our time, knowledge, and the power of creative financing. Our grandmother’s legacy showed us that building wealth isn’t about how much money you start with, but how resourceful and determined you are. Despite working W2 jobs at the same company, we’ve faced financial challenges. That’s when we realized we needed guidance. In search of mentorship, we joined Pace Morby’s Subto community to master creative finance and take our business to the next level.
In 2022, we launched J.C. Properties, placing all our investments under one LLC. Today, we own multiple rental properties, including short-term rentals on Airbnb, and we’re actively using rental income to reduce financial debt. But our mission goes far beyond that. We are committed to achieving financial freedom and leaving our W2 jobs by 2026 to pursue real estate full-time. Our long-term goal is to build a strong real estate portfolio that we can pass down to the next generation. As twin brothers and business partners, we balance each other perfectly—one of us is the visionary, always looking ahead, while the other is the integrator, focused on execution. This dynamic has helped us grow and stay aligned in our goals.
At the heart of everything we do is family . Our grandmother’s legacy continues to inspire us, and our greatest motivation is creating generational wealth—not just in terms of assets, but in knowledge, opportunities, and financial freedom for our children. We believe that with the right mindset, education, and network, anyone can break free from financial limitations and build a future they’re proud of.
Going in to Real Estate
Before joing Subto I could not strike a conversation for long periods of time, i have learned that with connecting with others. Loving there story.
REI since 2008
Our families generational wealth
Not planning ahead our expenses
Our Grandmother
Include any testimonials you have. When I speak to people I usually ask them to make a post inside a facebook group with a review about what they took away from the conversation..
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